Calculators

Servicing Calculator

Servicing Calculator

Calculate your client's serviceability estimate prior to a home, commercial, construction and SMSF loan application.
Postcode Calculator

Home Loan
Postcode Calculator

Determine the maximum loan amount we’ll lend in your client’s postcode.
LPF Calculator

LPF Calculator

Estimate the Lender Protection Fee (LPF) applicable on our Prime home loan option.
Postcode Calculator

Commercial and SMSF
Postcode Calculator

Determine the maximum loan amount we’ll lend in your client’s postcode.

Personal Loans Interest Rates Calculator

Calculate repayment estimates on a personal loan, including the total interest payable.

Personal Loans Servicing Calculator

Estimate what your client could comfortably afford in different personal loan scenarios. 

Information is correct as at 4 August 2026 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

*Before using Pepper Product Selector, it is important to ensure you have received your customer’s written consent to act on their behalf as an Access Seeker. Applications are subject to the credit assessment, eligibility criteria and lending limits.

An indicative offer is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.

1Promotion applies to new Prime Home Loan (Full Doc) residential purchase applications in Cat 1 & 2 locations up to 80% LVR for loan amounts up to $2.5M, and 80%-90% LVR for loan amounts up to $1.5M. If the property type is a unit, then it must be ≥ 40SQM. Applications must be submitted and conditionally approved between 12:00am AEST 1 April 2025 and 11:59pm AEST 20 August 2026 (Promotion Period).

Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.

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