Check out our upcoming webinars
Short, practical sessions focused on real scenarios and everyday broker challenges.
Explore upcoming topics and register to stay up to date.
Pepper Money residential lending policy
Understand how we approach specific scenarios so you can structure deals with confidence.
Credit impairments and tax debt overview
Learn:
- about our flexible policies
- options for clients wanting to consolidate debts
Use when:
- standard bank policy doesn’t apply
- clients have credit history issues getting in the way of a home loan
Servicing and income types
Learn:
- how our cascading credit model works
- using income niches to maximise borrowing capacity
- how PAYG income is assessed in our calculator
Use when:
- clients are close to servicing limits
- income structure is non-standard
- you need to maximise borrowing capacity
See how deals get done (real-life broker scenarios)
Gerard: Giving clients certainty
When the situation didn’t meet standard bank requirements, this scenario shows how Pepper Money’s approach created a workable solution.
Anthony: Looking beyond rate
An expert perspective on why structure and policy flexibility matter – and how non-bank lending can expand what’s possible for clients.
Build better submissions
Practical resources to help you submit strong applications and move deals forward faster.
Manage and grow your non-bank business
Additional insights to support your business and your client relationships.
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